Day Twenty-two

Resolutions twenty-two: Save money for your dream house.

We have been house hunting a lot lately but are in the unfortunate position of not really being able to afford anything. This is mostly because we do not have any savings.  We had some a while back, but we blew it on our trip to Belgium and paying off credit cards. Not bad ways to spend money, but it certainly put us back a couple of years.  About a year ago, we began putting a little bit of money back into savings in each month. But I did the math (damn you numbers that never lie!) and it would take us about five years to save just the bare minimum of a down payment, but really about a third of what we'd need. That is crazy!  So I decided I wanted to start putting more in each month but was afraid to commit to a number to be withdrawn-and redirected-at the same time each month. What if we don't have that number one month?

So this morning I realized that instead of committing to a number, I can commit to a day.  This will force me(us) to pad our nest on a regular basis, but this can be done as best fits our budget. Not a bad plan, me thinks.

Today is my mom's birthday. I was also trying to think of something surrounding her, or mothers, or family to make as a resolution for today. Well, considering how much I moved as a child, I think that saving money so that I can establish my home, a place, roots, is a wonderful gift to give to my childhood self...and any future offspring that may decide to show up.

our house.